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CDs are insured by the FDIC up to $250,000, so you can invest knowing your money, up to that amount, is secure. Compare competitive rates below and see which CD sounds best to you.

Advertiser Disclosure

Institution APY* Min Deposit APY
Advertiser comments
  • Low $500 minimum deposit
  • Terms from 6 months to 6 years
  • Choose your monthly interest disbursement
0.55% APY As of: 1/16/2021 $500 Learn more
0.65% APY $1
0.75% APY $1
0.1% APY $0

* Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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Time is Money

Don’t break the piggy bank! Setting funds aside for a fixed period of time is a low-risk way to grow your money. You cannot withdraw funds from this type of account without paying a penalty, so keep that in mind.

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Patience is a Virtue

If you follow the terms of your CD, you can expect to get back the full amount of the original investment plus interest (as long as it’s an interest-bearing CD).